Comments for Debt Relief Success

Comment on federal debt relief program. is it a scam? by Reena

Reena — Sat, 19 Jun 2010 15:18:49 +0000

They “use” the name federal but are not in any way affiliated with the Feds or the Government…

Why would they send you such a letter when you did not ask them for their business?

Just put that letter thru the shredder. They will most likely ask you to pay a sign-up fee and in any way you will be required to send them money first via western union.

That is how the scam works. You pay the sign-up fee and they don’t deliver anything and your money is gone.

Comment on federal debt relief program. is it a scam? by Matt® aka. Bernie Madoff, Jr.

Matt® aka. Bernie Madoff, Jr. — Sat, 19 Jun 2010 10:02:57 +0000

They will take your money with their fees and you will be out of luck.

Comment on Debt Consolidation – Consolidate American Credit Relief (949) 379-1157 www.AmericanCreditRelief.com by Elaineetuyh

Elaineetuyh — Sat, 12 Jun 2010 09:43:37 +0000

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Comment on How do you consolidate credit card debt if you do not own a home? by good grief

good grief — Mon, 17 May 2010 23:39:54 +0000

Get a job and save your money and payoff your debt and cut on your expenses. That is the only way you pay off debt.

Comment on How do you consolidate credit card debt if you do not own a home? by Cynthia S

Cynthia S — Mon, 17 May 2010 22:47:07 +0000

Do it yourself. Pull a tri-merge bureau on yourself (one that contains all three credit bureaus) and dispute the charges or contact the companies yourself. Nothing works better than a person to person chat with your debtor as long as you stay rational about it.

Comment on How do you consolidate credit card debt if you do not own a home? by superfunkmasta

superfunkmasta — Mon, 17 May 2010 21:48:40 +0000

$12,000 in credit card debt???

Jesus f’ing christ…

I’ll bet you don’t have anything to show for it either do you??

If you do – sell that sh** and pay them off. You could make massive payments on that much credit card debt and the interest alone will eat up the payments – leaving you owing the same amount.

You can try talking to some local debt consolidation places, but my main suggestions would be:

A) sell off anything you have of value, and use it to pay off those cards

B) chop those f’ing cards up (if you haven’t already).

C) stop spending money on sh** you can’t afford.

Sorry to be so harsh, but $12,000???? That requires harsh.

Comment on How do you consolidate credit card debt if you do not own a home? by LiTlE S

LiTlE S — Mon, 17 May 2010 21:22:27 +0000

being in debt sucks. use this site to get quotes on debt consolidation. you’ll be debt free in no time!

Comment on How do you consolidate credit card debt if you do not own a home? by whatevit

whatevit — Mon, 17 May 2010 20:04:45 +0000

You can go to a bank for a signature loan. Enough to pay one or two cards. By taking out the loan you may pay 12% interest; and retire a credit card at 23% interest. Make the payoff of your loan over 3 years and place the extra monthly cash against another card, the highest interest payment.

OR Pay the minimum on all your credit cards and the balance into savings. Look for a house, when you find a place you can afford to buy YOUR RENT MONEY WILL WORK FOR YOU. The purpose is credit control not the “castle of your dreams”.

Comment on How do you consolidate credit card debt if you do not own a home? by bali

bali — Mon, 17 May 2010 19:09:11 +0000

you need help http://www.wesayes.com

Comment on How do you consolidate credit card debt if you do not own a home? by IslandGurrl

IslandGurrl — Mon, 17 May 2010 18:51:25 +0000

Hopefully you have kept up with minimum monthly payments…

You can make an appointment with a loan officer at your bank and discuss a consolidation or line of credit loan in order to pay off the high interest rate balances on your credit cards.

However, if you haven’t been keeping up and missing payments here and there and making late payments, your credit history is likely down the tubes and all you can do is to talk to the credit card companies about payment plans that will not end up with your account being sent to a collection agency!!!

Once you belong to a collection agency there is not much left to do except sell everything you own and try to pay them off. Maybe your family could help you out?

I had to use my children’s RESP to pay off a collection debt–they wanted all the money within a week! Or else….

Good luck and don’t wait too long before trying to make amends with your credit rating!