Debt management, Get out of debt, Debt Consolidation

Hire debt settlement company or DIY? Eliminate credit card debt

Debt Consolidation & Management : What Are the Pros & Cons of Debt Consolidation Programs?

How do you consolidate credit card debt if you do not own a home?

I owe about $12,000 in credit card debt and I wanted to make that my year’s goal to pay it off, but a lot of the websites I find require that you own a home, or charge a huge interest for someone to “negotiate” with your creditors to bring down interest. Does anyone know of a good resource where I can just consolidate the debt and make one reasonable payment?

What Are My Options

What is a legitimate credit card consolidation company?

I know they are not the best choice. Please don’t tell me how to manage my credit cards. I am beyond that stage. This is the last option for me. I know some of the companies are fradulent and some effect your credit more negatively than others. I just need to know the names of CC Consolidation companies that are legimate and maybe won’t hurt your credit as much as others.

Has anyone actually had success using those debt consolidation companies?

I’m wondering if anyone has had any success using those debt consolidation companies and if so, what’s the process of it? How does it work and will it really work at lowering your interest rate/debt owed? And what company(ies) did you use? Thanks!

What is the best non profit debt consolidation company to use?

I have a friend who needs help and I want to make sure he gets the best company to help him. Thanks!

What is the best way to settle credit card debt?

I am in search of a company or method that will allow me to settle or consolidate my credit card debt. I have researched some companys but I am not sure what is real or a scam. Fidelity debt solutions is one of them. Has anyone had any luck with any of the debt consolidation programs or debt settling programs? Let me know. I need help.